the formation of reports could go through a so-called "single window" in the expanded
Internet banking. ba melt and that banks in Ukraine, and we can see the first results.
CONCLUSION
So, we agree that the technologies bring profit. At the same time, the increase in
profitability is the main task of financial managers. The main tool for its solution is
attracting new clients, as 56% of the surveyed specialists stated, of which 27% said
they are focused on attracting rich clients, 25% consider Y and the second half of
generation X as well as young people as promising clients and 25%, that their efforts
are aimed at attracting and retaining the heirs of their existing customers.
The most successful financial managers and advisers are confident that new
technologies are the main tool for increasing profitability. This was stated by 34% of
the surveyed specialists who manage large portfolios of assets. It is significant that only
24% of the average financial advisors are in solidarity with them in this matter.
Consolidation of existing technologies will also increase profitability - 21% of
managers of large portfolios, 21% of high-paying consultants and 12% of average
consultants are sure of this.
This data confirms the findings made by experts Jefferson National in 2015: the
most successful financiers captured by innovative technologies. The larger the
portfolio size in management, the more money is invested in technology and the newer
technologies are used. More expensive than innovation is only their absence.
Thus, summing up the above, it can be concluded that the implementation of the
selected modernization scenario provides for a comprehensive processes and systems
reorganization and their transfer to a new "industrial" basis. Such "industrialization" of
bank’s systems and processes will increase the level of manageability and scalability,
reduce costs, improve the quality of customer service and allow the bank to effectively
manage credit and other risks.
BIBLIOGRAPHICAL REFERENCES
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Isayev R.A. Secrets of Successful Banks. Business processes and
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Petrayev. – K.: National Technical University of Ukraine "Igor Sikorsky Kyiv
Polytechnic Institute".- K.: Publishing house “ Polytechnik”. 2017. – 238 p.
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Convergence of Knowledge, Technology and Society: Beyond Convergence
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