CONCLUSION
The main conclusions of the study are the following:
In a post-crisis situation, credit unions can act as a catalyst for social and activity
mobility, which will allow them to quickly overcome the negative effects of the crisis.
It is necessary to agree with the uniqueness of the position of credit unions in the
financial services market. Not only do they allow to meet a wide range of needs of the
population and small business, which in turn positively influences the formation of
solvent demand in the national economy. That is why the state is obligated to help the
credit unions system to overcome the temporary financial turmoil caused by the general
crisis in the domestic society and to continue improving the regulatory acts.
It is possible to support the position of N. Galayko that, in order to solve the issues
that were acutely faced by credit unions, it is necessary first of all to: implement at the
state and regional levels a system of stabilization and financial rehabilitation of credit
unions; create a deposit insurance system; to introduce a rating assessment of the main
indicators of the activities of credit unions [24, p. 196]. The importance of improving
the internal processes of the credit union deserves attention. It is necessary to carry out
a permanent analysis of the activities of these institutions, strategic planning in order
to quickly respond to situations [25, p. 876].
Lending to small and medium-sized agricultural producers is one of the priority
and most promising directions of activity of credit unions. As part of the development
of agro-credit, credit unions should more actively cooperate with rural councils,
advisory services, business associations, rural cooperatives, but of course the most
effective advertising is positive feedback from borrowers using these institutions.
Credit conditions and types of agricultural loans to credit unions should be established,
understanding the unique needs and specifics of the business of agricultural producers
working in various agribusiness sectors.
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Podhayna Kh.O. (2015). Kharakterystyka kredytnykh spilok ta jikhnja rolj na
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Kotsovskaya R. R. (2016). Shljakhy zabezpechennja rozvytku kredytnykh
spilok na suchasnomu etapi reformuvannja finansovogho sektoru Ukrajiny [Ways of
development of credit unions at the current stage of reforming the financial sector of
Ukraine] Scientific herald of NLTU of Ukraine, no 26.2, pp. 70-76.
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Mozalova M.V. (2015). Pravovi problemy funkcionuvannja kredytnykh spilok
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