-
move financial resources in time and space (between regions and branches of
the economy), act as participants of the international financial market due to the
possibilities of investing in securities of foreign issuers;
-
distribute the income received from investing between the fund participants in
proportion to the funds in their individual accounts, which makes it impossible to use
the funds for commercial purposes of its direct founders;
-
do not require a significant amount for the implementation of the first instalment,
they may be made by small periodic payments and, under certain circumstances, may
be suspended (minimum pension contributions are 10% of the minimum wage per
month);
-
do not have the right to change their type and name specified in the charter of a
non-state pension fund after being included in the State Register of Financial
Institutions;
-
the formation and use of financial resources of the NPF is carried out in
accordance with the legislative and regulatory framework, exclusively in the national
currency of Ukraine, except in cases stipulated by the legislation, by means of non-
cash (for legal entities) and cash settlements;
-
a clear target allocation of financial resources - can be used exclusively for the
purposes of investment activity of the fund, fulfilment of obligations to its participants
and payment of expenses related to the implementation of non-state pension provision;
- a company of NPF asset management manages financial resources of a non-state
pension fund. It is prohibited to form pension assets at the expense of credit funds, the
provision of property guarantees, secured by pension assets, or any credits (loans) from
pension assets. Pension assets must not be subject to collateral, they must not be levied
or confiscated if they are formed in accordance with the law.
The founders of non-state pension funds (depending on the type - open, corporate,
professional) may be one or more legal entities, individuals. An open pension fund is
created by any one or more legal entities and is available to any legal and physical
persons as fund depositors. A corporate fund is created by one or more legal entities,
employers, which may be joined by other payer employers. A professional foundation
is created by associations of legal entities or natural persons or simply by individuals
on a professional basis. The founders are legal entities-employers, legal entities that
are the sole founders who form pension contributions, but not the authorized capital
(as a component of own funds), which are subsequently invested to secure the
investment income of the participants.
The central place in the system of economic safety belongs to the mechanism of
guaranteeing economic safety, the internal structure of which is represented by
economic methods, levers, means and functions. This mechanism is a kind of built-in
multifunctional device, as well as a set of measures in the economic interests of the
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